It is a well-known fact that people go through transitions in their lives. Sometimes that transition is seen in breaking ties between friends, or a partner. For some, a huge transition is when moving to another city, state, or even a country for countless reasons. Setting part with the known is probably one of the biggest fears. However, it usually brings a lot of excitement, too. Thinking about how to transport your belongings and about a new place where you will live are signs that you are ready for this move. This article will concentrate mostly on those who want to learn more about how to buy a house in Staten Island.
Why Staten Island?
Staten Island is one of the biggest New York boroughs, but it is not as densely populated as Brooklyn or Manhattan. Therefore, you won’t feel as if the streets are overcrowded. If you are that type of a person, you will appreciate this fact. Also, Staten Island gives you the opportunity to enjoy a more comfortable life. It is because the prices are not that high compared to other boroughs. But if you are tied to Brooklyn or Manhattan due to business, you are just a ferry ride from them so that should not be a big problem.
Also, Staten Island offers many opportunities for having fun outdoors. There are around 170 parks all around the island. Also, there are a lot of attractions, such as the Ferris Wheel, in which you can enjoy once you move here.
Make sure you are ready for purchase
As much as it sounds great to be an owner of a house, it brings a lot of responsibilities. You first need to be aware of the obligations that come with the purchase. You will have to think about a lot more other things rather than how to prepare the house before you move in. For instance, if you want to keep the house functional, then you will need to invest in it. The better you take care of it, the better it will take care of you. With the money, you will have to invest time, too. Perhaps this is something that is not in relation to your lifestyle.
If you don’t feel like doing this, then you should wait a bit more with the purchase. After all, you are not buying houses all the time. Therefore, this has to be a firm decision, and you need to be absolutely sure that you want to buy a house in Staten Island. So, if you are completely sure about your decision, but you need help for your Staten Island relocation, then we recommend you to contact an experienced moving company which will make this relocation easier.
Consult the budget before a decision to buy a house in Staten Island
We already mentioned that the time to invest in your property will eventually come. But that is after you have bought the property. But let us just take a step back, and see what does your current budget say. So if you want to move here, it is advisable to be absolutely sure that your budget can support the purchase. This is something you should pay attention to especially if you are a first-time homeowner. It would be good to inform yourself about the process and to schedule an appointment with your bank to discuss further steps.
This being said, get all the information about the mortgage, and payment rates. Perhaps you will need to put some money in the name of down payment. The amount you set aside for down payment will influence the mortgage. But if you are new to it, then you should definitely write down all the useful information a consultant in a bank will provide to you. These are some of the things you should consider besides the down payment:
- Your overall income
- Any debts you have had so far
- Mortgage rates
Look for the right house for you
Buying a house can turn into a nightmare if you don’t have the previously mentioned things settled out. You must figure what is that that is actually necessary to have in your house and what are those things you wish you had. If the current budget doesn’t allow you to afford more than you actually can, then resist the urge to buy something which is not the most necessary at this point. But if you want to cut costs on moving to a new house, then look for cheap moving assistance which can significantly help you with handle the tight budget.
Setting the priorities
A lot of things can influence your decision where should you buy a house in Staten Island. Of course, the budget is probably one of the key factors. However, you should consider other things as well. For example, the location will play a great role and the neighborhood. And just like everywhere else, there are neighborhoods which are more desirable than others. Here are some of them:
- Huguenot which is full of modern family houses, and there is not a lot of traffic. So if you are looking for a more quiet environment, it is the right for you.
- St. George neighborhood is where you will see young couples and professionals pursuing their career. It is a fun neighborhood with many nightclubs, and places to look around. And more importantly, there are a lot of available condos, single houses, and apartments.
- Todt Hills. If you decide to buy a house in Staten Island, and you are looking for more luxurious mansions with breathtaking views of the sea, due to its altitude, then this is the neighborhood for you.
- West New Brighton is where you will feel the most comfortable in antique houses which date back to the 1930s.
So come up with a wish list which will contain everything you are looking for in a house. See where you stand from there and decide where should be the best to purchase a real estate in Staten Island.